Your Collection is Your Capital
Why let a masterpiece sit idle when it could be fuel for your next venture? At Zenith Cosmos Finance, we bridge the gap between high-value aesthetics and urgent liquidity. You'll keep ownership while we unlock the value.
Initiate AppraisalLiquidity from Your Collection
Unlock up to 50% of your art's appraised value without navigating the auction house floor.
Blue-Chip LTV
We offer competitive Loan-to-Value ratios specifically tailored for contemporary and classical masterworks. Your portfolio's strength is your leverage.
Vault Security
While the loan is active, your assets are housed in climate-controlled, white-glove storage facilities with 24/7 surveillance. Total peace of mind.
Fast Funding
Capital is often deployed within 14 business days after the final valuation is confirmed. No bureaucratic hurdles, just financial flow.
Non-Recourse
Our lending models are primarily asset-backed, protecting your personal credit and other investments. Simple. Effective.
The Valuation Process
Curious how we determine the lending power of your art?
Preliminary Review
Send us high-resolution images and provenance documents. We'll provide a ballpark estimate within 48 hours. Is it that fast? Yes, we've optimized the initial screen.
Expert Appraisal
We engage international specialists to assess condition, market demand, and historical auction performance. We don't just guess; we analyze data patterns.
Final Offer
Based on the final report, we issue a formal term sheet including interest rates and storage logistics. You decide if it fits your timeline.
Client Experiences
"Zenith Cosmos Finance understood the intrinsic value of my collection immediately. They provided the bridge loan I needed to close a real estate deal while my Basquiat remained perfectly secure."
Why did we choose Zenith Cosmos Finance? Because their white-glove approach to art-backed lending isn't just a service, it's a partnership. We'll be using them for all our future liquidity needs.
Managing Partner, YS Fine Arts